Understanding Tort Claims: Protecting Rights After Harm

A tort claim is a legal action filed when an individual suffers harm or loss due to another party’s wrongful act or negligence. Unlike criminal cases, which involve the state prosecuting offenses, tort claims are part of civil law and focus on compensating the injured party. Common examples include personal injury, medical malpractice, product liability, and property damage. To succeed, the claimant must prove the defendant owed a duty of care, breached that duty, and caused damages as a result. Compensation may cover medical expenses, lost income, pain and suffering, and other related costs. Tort law plays a vital role in holding individuals, businesses, and institutions accountable while ensuring victims are not left to bear the burden alone. In Ontario and across Canada, tort claims are an essential legal tool for safeguarding rights, promoting fairness, and encouraging responsible behavior in society.