To qualify for an Emergency Personal Loan, you need to meet the following criteria:
✔ Age: 21 to 60 years
✔ Employment: Salaried or self-employed
✔ Minimum Monthly Income: ₹15,000 to ₹25,000 (varies by lender)
✔ Credit Score: 650 or above (some lenders approve lower scores at higher interest rates)
✔ Residency: Must be an Indian citizen and a resident of Delhi
Some lenders offer loans to individuals with lower credit scores, but the interest rates will be higher.